Our Attorneys Explain Just What is Involved in Filing an Auto Wreck Injury Claim after an Accident in Texas
In theory, if you are the victim in a car accident, you are ideally subjected to a clear and concise claims process that will repair or replace your damaged vehicle and you will be fairly compensated for your injuries and all the damages arising from them. Again – in theory – the claims process is supposed to work like this:
A negligent driver causes a collision with you. You (or your family if you are unable) then contact the negligent driver’s insurance company. That insurance company sends an appraiser to assess the damage to your vehicle. A rental car is cheerfully provided while the investigation and subsequent repairs are conducted. Your car is repaired or given a check in the event of a total loss.
If Texas was a “no-fault” state, that’s exactly how it would work: in-theory. But Texas is not such a state. And this theoretical system seems to work reasonably well when dealing with issues of property damage. Injuries arising from that same wreck? That’s another matter. And the fact that Texas is not a no-fault state causes insurance adjusters to rarely follow this protocol when an accident victim is injured. The main reason that it doesn’t always work this way is that insurance companies have a vested interest in paying as little as possible to accident victims. And over a period of many years, they have convinced the legislature to see things their way and make it as difficult as possible for vehicle accident victims to recover fair damages in this “at fault” state. So because the law allows them, they put forth a concerted effort to cloud the issue of liability, deny claims outright, drag the process out for many weeks or months, or deliberately (yet legally) sabotage your claim in order to pay out as little money as possible and drastically reduce the value of your ultimate compensation (if they can’t wiggle out of it altogether). This is very common in any vehicle wreck that produces an insurance injury claim.
When a vehicle accident victim is injured, insurance adjusters take a much different approach to the claims process than they do in a typical property-damage-only claim. The adjusters are generally combative and will usually rely on sneaky tricks and tactics in order to find a technicality by which to deny the claim or pay a greatly reduced amount.
In this article, a respected personal injury lawyer explains how the car accident claims process works, the many loopholes through which liable drivers and their defense team can scoot-away unpunished, how to counter a few of them, and also illustrate some of the important reasons why the odds tilt in your favor with an experienced auto accident injury attorney. You need an experienced legal advocate who is also well-heeled at protecting you and your family from the many obstacles that these defendants place in front of you.
Put our years of experience to work for you. If you want to know what your rights are, how to proceed with your claim, and how much compensation you can secure from your auto injury case. Call the auto accident attorneys with our Law Firm now for a free consultation and find out how we can help you recover the full fair value of the damages you have suffered through the negligence of another driver.
This Blog was posted by No.1 Lawyer – Carabin Shaw Attorneys At Law in El Paso